Integrated Payment

This model allows you to integrate electronic payment methods (debit, credit and reward cards). Already installed in more than 750 stores, this model allows for quick balance calculation by ensuring the exactitude of the amounts transferred directly to the Desjardins Integrated Payment System.

All necessary payment methods take place directly on an integrated centralized payment server and under the guidance of Desjardins. This solution is presented as a Personal Identification (PIN) keyboard that is linked directly to your cash registers. Therefore, only one single transaction and a single receipt for each client are necessary.

Integrated Payment

Transaction Services Available:

  • Payment by Credit Card
  • Visa, MasterCard, Amex, Diners Club/EnRoute, JCB, Novus/Discover and Sears
  • Other private cards, through our partners
  • Direct Interac payment
  • Accord-D Financing
  • Prepaid Gift Certificates

Advantages of Integrated Payment

There are numerous benefits of integrated payment methods to a Point of Sale system (as compared to independent POS):

  • Improve customer service and shorten lines at your cash registers.
  • Significantly reduces the total length of the transaction at the point of sale (2 to 4 seconds).
  • Automatic end of day closing processes (balancing and daily deposit).
  • Electronically saves your debit transaction statements.
  • Eliminates media and pricing errors.
  • Eliminates data doubling.
  • Saves counter space.

Other Interfaces

Our SMS software is capable of supporting many other interfaces that will correspond to all the needs of clients looking to install integrated payment. Including, Moneris, EIGEN, Concord, WinEps, DataCorp, Caisses populaires (SPID) all are available.

Centralized Integrated Payment Server

Desjardins’ integrated payment server is hosted and operated by Desjardins. Desjardins’ infrastructure is entirely looped with a back-up site that is completely separate.


  • Decreased operating and acquisition costs for the merchant.
  • Highest standard of physical security for the server and data.
  • Exceptional quality for a minimum investment on behalf of the merchant.

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